Your finance runs.You build your product.
FiCoDriver handles bookkeeping, forecasting, and investor reporting for German AI and SaaS startups - so you never have to think about it.
FiCoDriver is a fractional CFO service for German AI and SaaS startups from pre-seed to Series A. Packages start at 500 per month, including equity options for pre-revenue startups. Based in Barcelona, we serve founders across Europe remotely with German-language finance infrastructure expertise.
Built For
Working with AI and SaaS startups in Germany since 2023
"I finally know our runway at any point in time."
- Founder, Berlin SaaS startup
"Stephan had our investor reporting ready in the first week."
- CEO, Munich AI startup
How It Works
30-min intro call
We learn about your stage, needs, and what's keeping you up at night.
Proposal within 48 hours
One clear recommendation, no confusing options.
Running in week one
First deliverable within 7 days of signing.
How We Help
Your growth path - from day one to Series A and beyond
Day 1: Get Started
Just founded? We set up your bookkeeping, structure your documents, and make sure you're clean from day one.
Get Organized
Your startup is growing but finances are lagging? We bring structure - from bookkeeping to your first clean monthly report.
Drive Growth
Investors want to see numbers. We build your controlling, deliver forecasts, and make you reporting-ready for any due diligence.
Scale Strategically
Board meetings, fundraising rounds, scenario planning - you need a CFO who thinks ahead. I'm your strategic sparring partner.
Financial LeadershipWhen You Need It
Most startups need strategic financial leadership but can't justify a full-time CFO. I bridge that gap as a Fractional CFO - backed by a network of finance freelancers for operational execution.
Whether you're setting up your first bookkeeping, preparing for a fundraising round, or finally need clean numbers for your board - I bring the strategic experience, my team brings operational excellence.
Why FiCoDriver
German Finance Infrastructure
DATEV, lexOffice, sevDesk, tax advisor coordination - I know the German finance landscape and its specifics.
SaaS Metrics Fluency
MRR, ARR, unit economics, churn - I speak SaaS metrics fluently and understand AI startup dynamics.
Fundraising Experience
From financial models to investor decks to due diligence - I've guided founders through multiple funding rounds.
Tech Stack Integration
Chargebee, Stripe, HubSpot, Spendesk - I connect your tools into a finance stack that works automatically.
Barcelona-Based, Germany-Focused
Based in Barcelona, serving German-registered startups remotely. Regular availability during German business hours. For board meetings and investor calls, we're there - on screen or in person.
Hands-On Operator Mindset
Not just advice - I roll up my sleeves. From building your first P&L to running your monthly close, I work inside your systems alongside your team.
Flexible engagement models designed for AI and SaaS startups, from ongoing strategic advisory to project-based support during critical growth phases.
Professional Network & Credentials
PEAK Consulting Partner
Member of PEAK Consulting network, connecting experienced finance professionals across Europe for collaborative client solutions.
Connect on LinkedIn
View Stephan's professional background, recommendations, and network of 500+ finance and operations professionals.
As a trusted partner in the PEAK Consulting network, we combine individual expertise with collaborative knowledge-sharing, ensuring you benefit from collective experience across diverse industries and growth stages.
Real work. Real results.
Every number below comes from actual client engagements - no estimates, no projections.
Case Study: AI Sales Platform (Seed Stage, Berlin). Quarterly vendor costs reduced from 26,000 to 6,000 in 6 weeks - a 77% cost reduction. Baseline: 26,000/quarter across vendor contracts accumulated after a product pivot. After FiCoDriver spend audit and renegotiation: 6,000/quarter. Savings: 80,000/year. Timeframe: 6 weeks from engagement start to new contract terms.
Frequently Asked Questions
What does a fractional CFO do for a startup?
A fractional CFO provides strategic financial leadership on a part-time basis. For startups, this means bookkeeping oversight, financial forecasting, investor reporting, cash flow management, and fundraising preparation without the cost of a full-time hire.
How much does a fractional CFO cost?
FiCoDriver packages range from 500/month (Launchpad for pre-seed) to 6,000/month (Scale for Series A+). This is 10-25% of a full-time CFO salary of 120,000-200,000 per year.
Who is FiCoDriver for?
FiCoDriver serves German-registered AI and SaaS startups between pre-seed and Series A. Founders who need clean books, investor-ready reporting, and strategic finance support but cannot justify a full-time CFO.
What tools does FiCoDriver support?
We work with the German finance stack: DATEV, lexOffice, sevDesk for accounting; Chargebee, Stripe for billing; ChartMogul for SaaS metrics; Qonto, Spendesk, finway for banking and expense management.
Can I combine cash and equity payment?
Yes. Pre-seed startups can access our Launchpad package through a cash plus equity hybrid model (VSOP). You pay a reduced monthly fee and we participate in your upside.
About FiCoDriver
FiCoDriver was founded by Stephan Geyer. Stephan holds a BSc in Economics from Humboldt University Berlin and an MSc from TU Dresden. He previously co-founded BeyondTourism (CFO/COO), led operations at TRIAD Berlin, and served as Interim Finance Lead at honeysales. FiCoDriver is based in Barcelona and serves German-registered startups remotely across all of Europe. Stephan is a certified PEAK Consulting Partner.